The Board or its appointed agent, prepares yearly, for every MSA or metropolitan division (including an MSA or metropolitan division that crosses a Point out boundary) as well as nonmetropolitan part of Just about every State, an combination disclosure assertion of documented compact small business lending, modest farm lending, Neighborhood improvement lending, and community improvement investments by all depository institutions topic to reporting below this component or twelve CFR portion twenty five or 345.
A lender will have to make available to the general public for inspection, upon request and at no cost, the knowledge essential Within this part as follows:
(ii) If a sizable bank is no more required to delineate a retail lending assessment place previously identified within the prepare due to not meeting the necessary retail lending evaluation place thresholds pursuant to § 228.
The Board uses the retail lending evaluation places delineated by a big lender in its evaluation of the bank's shut-stop home home finance loan lending and modest organization lending overall performance Except the Board establishes the retail lending evaluation areas tend not to adjust to the requirements of this area.
(ix) An indicator for if the loan was to a business or farm with gross yearly revenues better than $one million; and
A lender subject matter to this part may possibly request the Board verify that a loan, expenditure, or provider is eligible for Local community advancement thing to consider by submitting a request to, As well as in a format prescribed by, the Board.
스팸 게시물이 확대 생성되는 것을 방지하기 위하여 문구 및 사용 제한기간을
A bank should delineate a number of facility-based assessment parts within just which the Board evaluates the lender's record of helping to meet the credit needs of its entire Group pursuant towards the effectiveness assessments and strategic plan described in § 228.21.
A considerable lender that experienced belongings larger than $ten billion as of December 31 in each on the prior two calendar yrs must collect and maintain annually, in Digital type, as prescribed from the Board, until finally the completion of the bank's following CRA evaluation in which the data are evaluated, the greenback number of its deposits for the county level based upon deposit site.
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
(B) A bank in addition to a considerable financial institution might involve a Local community advancement providers ingredient and accompanying yearly measurable objectives in its approach.
(1) All created comments gained from the public for The existing yr (updated over a quarterly basis for that prior quarter by March 31, June 30, September thirty, and December 31) and each of your prior two calendar several years that exclusively relate towards the lender's efficiency in assisting to satisfy Group credit score requires, and any response to your remarks by the financial institution, if neither the comments nor the responses incorporate statements that reflect adversely on The great identify or track record of any people in addition to the bank or publication of which would violate precise provisions of regulation;
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